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KOSME provides customized support based on a company's stage in its growth cycle (Startup - Growth - Re-Start) to promote
business startup and enhance competitiveness of SMEs.

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Startup Stage
  • Funds to support startups :
    • - Provide financial assistance to high-tech startups with insufficient financial resources to promote startups and create jobs
  • Investment and Loan Hybrid Financial Assistance :
    • - Provide financial assistance at low interest rates for high-tech SMEs with growth potential by combining the merits of
      investment and loan.
    • - Income Sharing Loan : After financing, receive income-related interest(fixed interest+income-related interest) based on the company's sales performance
      Growth Sharing Loan : acquire convertible bonds(CBs) and offer loans at a low interest rate
Growth Stage
  • Funds to establish the foundation for new growth :
    • - Designed to create new growth engine to enhance the competitiveness of SMEs with innovative technology and
      management capability
Re-Growth Stage
  • Business Restart Funds :
    • - Designed to create a virtuous cycle of business ecosystem by providing struggling SMEs with funds necessary for restructuring and by supporting them to restart their business
Throughout the whole business life cycle
  • Funds for commercialization of research outcomes :
    • - Nurture high-tech SMEs through commercialization of their research outcomes
  • Business Stabilization Funds :
    • - Aimed at building a stable business environment for SMEs affected by natural disasters or facing difficulties